Boat Insurance

thedrifter · **Posted:** Fri Mar 08, 2019 12:30 pm

I see boat insurance has gone up a bit! lol who has a good company out there to get a quote from? Harbour Insurance just doubled mine with no claims

Walleyeone · **Joined:** Tue Jul 20, 2010 9:05 am **Posts:** 234

NautiMax (Aviva) out of Orillia 1-877-627-4633, they were very competitive.

Chris Griffiths · **Joined:** Thu Dec 20, 2018 6:17 am **Posts:** 5

Try Travellers Boat Insurance out of Kingston.

DanElliot · **Joined:** Mon Apr 08, 2002 8:59 am **Posts:** 4329

Doubled it with no claim? Wow the greed

Baffled · **Joined:** Sun Jun 21, 2015 7:18 pm **Posts:** 35

I am with aviva as well, they did increase it every year, so I decide to shop around, the companies I checked out would not insure a 1995 17' legend. Too old. So I guess maybe I'm being ridiculous to insure my old boat?

FishinMagician · **Posted:** Fri Mar 08, 2019 6:54 pm

Portside Marine Insurance

thedrifter · **Posted:** Sat Mar 09, 2019 9:20 am

Thanks guys Ill see you all on the soft water Best wishes

apmikel · **Joined:** Tue Mar 29, 2011 5:07 pm **Posts:** 232

Nautimax I pay 617$ taxes in. 40,000$ coverage. And extra rider of $10000 for personal effects ie fishing gear. Note the base mount is only something like 2500$. Also includes extended trailering distance and a lot of people don’t know your coverage has a trailer distance limit and outside of that coverage can be reduced.

Jamie99 · **Joined:** Mon Sep 22, 2008 5:26 pm **Posts:** 324

I switched home and auto to BelAir Direct last year and the boat was a home policy add-on. only paying $85/year, $2,000,000 liability only, on a 16 ft with 40 hp.

Jim Lyon · **Joined:** Wed Aug 10, 2011 8:12 pm **Posts:** 423

Desjardins. ... $1700.00 for 90k replacement on my Ranger, I just did a tackle inventory, laid out all my 3700 with a label saying the quantities and price of the lures ( my 3700 are all the same lures ) took pics and now have a digital record of the madness. As my agent said....the average person wouldn't believe this...haha

Bassn51 · **Posted:** Thu Mar 21, 2019 6:20 am

I shop all my insurance polices every other year, have for over thirty years, and haven't found anyone who can match Intact when purchased through OFAH. I'm paying less than two hundred a year for $40K coverage on a pontoon boat. A further note, I was told by multiple companies two years ago that they did not write polices on pontoons and have been told twice by BelAir Direct that they don't offer marine coverage. Insurance may be the weirdest industry of all, pick and choose clients and then penalize them when they use the service they paid for.

toddyfish · **Posted:** Thu Mar 21, 2019 8:56 am

Nautimax for me on a 17 ft lund fury. 430 bucks a year.

I had it on my home for like 200 a year but my broker convinced me the nautimax coverage was worth the extra . . . I got sucked in but it does give more coverages then having it on the home policy.

D-wayne · **Posted:** Fri Mar 22, 2019 5:32 am

Funny thing insurance companies.
No one is willing to pay for coverage
But when it is time for coverage everyone expects gold star treatment

Doubling the price is not very ethical, makes me wonder if the service follows the same ethics?

Try Tanner out of Ottawa. Or Johnson out of Kingston
Both were similar in coverage and cost

For a great insurance coverage policy sign up with OFAH.
You get 2M liability and a host of other supportive services

trophycraft · **Posted:** Fri Mar 22, 2019 11:53 am

I got a quote at the Sportsman show from MD Marine insurance for my 2008 17' G3 Angler/ 115 Yamaha for $477.00
2 million Liability, 20 grand replacement for boat and motor, 5 grand personal equipment.

npetersen · **Joined:** Thu Feb 13, 2014 7:45 pm **Posts:** 45

Harbour changed mine from $375+ to $625+, no claims and this is the boats 11th year being insured. I'm now going with April Marine for $374+ tax. It does pay to shop around.

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